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Budgeting to boost savings across American families
New York AP summarizes practical steps to create a budget, set clear saving goals, and involve all family members. It highlights allocating 65 percent for regular expenses, 20 percent for occasional outlays, 10 percent for interim payments, and at least 5 percent for savings, with tips from financial experts and tools like Quicken Money and online resources. It notes the importance of paying down high-interest debt first and building an emergency fund.
MENTIONED IN THIS ARTICLE
New York
Bambi Holzer
PaineWebber
Los Angeles
Aspen
Europe
Holzer
Bill Heath
Barrington Financial Advisors
Houston
Heath
Marshall Loeb
Loeb
Intuit
Quicken
Microsoft
Money
Money.com
GE Center For Financial Learning
Wwwfinanciallearning.com
Pueblo
Gsa
Consumer Information Center
Colo