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Christmas spending risks and credit debt warned by Purdue expert
Purdue associate director A Charlene Sullivan cautions that Christmas shopping can turn gifts into debts if spending on multiple cards exceeds limits. She notes higher card interest rates, rising debt fears, and urges controlling monthly payments to 15 percent of after tax income, tracking cards, and avoiding borrowing from one source to pay another.
MENTIONED IN THIS ARTICLE
A. Charlene Sullivan
Credit Research Center
Purdue University
Lafayette
Ind
Ms. Sullivan
Sullivan