Clarifying the secondary mortgage market and FNMA role
An explainer contrasts second and secondary mortgage markets and explains FNMA functions. It details how secondary markets fund home loans by buying existing mortgages from primary lenders, the roles of FHLB and GNMA, and clarifies FNMA borrows to purchase loans rather than lending to individuals.
MENTIONED IN THIS ARTICLE
Chase Money
The
Federal National Mortgage Association
Fannie Mae
Reconstruction Finance Corp
RFC
FNMA
FNM
Federal Home Loan Bank System
Savings and Loan
FHLBS
Federal Home Loan Mortgage Corp
Congress
Government National Mortgage Association
GNMA
Creative ways to use family photos on hallway walls
Use old portraits and snapshots to create a personalized hallway gallery weaving generations into a cohesive display. Arrange framed photos in varying sizes, mix portrait and landscape orientations, and consider montages or a family tree concept for visual interest.
How to clear window fog and hang photos neatly
Fog forms when indoor moist air meets cold window glass causing condensation on the inside. Ways to reduce it include insulating glass and proper weather sealing for wood windows, plus managing moisture. For photo displays, arrange frames in a straight grid, align bottoms, and use vertical tape strips to separate groups. Consider adding memorabilia to personalize the corridor wall.
Thermostat Set Back Temperatures Cut Fuel Use
A night time set back of 5 to 10 degrees reduces heating during the night while the system naturally warms in the morning. The Better Heating-Cooling Council endorses this method as a simple way to conserve fuel and save money this winter.
Late fall garden tasks from Horticultural Hints
Late fall is busy for home gardeners with winterizing steps. Cut cool season grasses to 1½ inches, keep each blade upright, remove trash from plant crowns to deter rodents, and wrap tree trunks with protective material. Give plants a good soak before freeze, apply winter mulch to fruit beds and perennials, and protect roses by trenching soil around the crown. Remove top growth on peonies and perennials, and repair outdoor equipment before snow.
MENTIONED IN THIS ARTICLE
Bob Woboris
Autumn Leaves Turn Colors in Warm Weather
Autumn coloring spreads across yards as leaves show scarlet oak pink oak and sweet gum tones. Experts explain chlorophyll fades first then pigments like carotene xanthophyll and anthocyanin create yellow orange red and purple hues aided by warm days and cool nights.
MENTIONED IN THIS ARTICLE
Jack Frost
Platte
National Geographic Society
HUD tightens fire safety for mobile home kitchens
The Department of Housing and Urban Development under investigation finds wall and cabinet materials can spread grease fires. New federal standards require higher fire resistance for walls near the range, installation of a metal range hood, and asbestos millboard in cabinet bottoms.
MENTIONED IN THIS ARTICLE
Department of Housing and Urban Development
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