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Newspaper
Cedar Rapids Gazette
Location
Cedar Rapids, Iowa, United States of America
Date
Sep 03, 2000
Page
36
The adviser says you are a high credit risk with bad credit and should not take a 13.9 percent loan. A lower rate like 9 or 10 percent for a few years could help while you repair credit. Postpone home purchase a year, straighten finances, and avoid suing the seller. focus on credit repair and rebuilding income.
A reader asks what happens if a 90 year old borrower dies with an $8,000 loan. Banks do not automatically take the home but foreclosure can occur for non payment under state law. The children should be alerted to missed payments and consider paying or lending the balance. The risk to heirs depends on loan terms and state foreclosure laws.
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