Commencement ideals and the call to global responsibility
The Gazette reflects on graduation speeches and the role of students in shaping a troubled world. It notes global conflicts, discrimination, poverty, and environmental issues while urging graduates to apply classroom lessons to uplift life and inspire others, honoring parents and families who witness their growth.
MENTIONED IN THIS ARTICLE
Edward Elgar
America
Afghanistan
Iraq
Reform law on bankruptcy could curb incentives and risk
David Frankel of Iowa State University critiques a new bankruptcy reform that creates a means test, restricts Chapter 7, and imposes credit counseling. The proposal encourages gaming the system, limits homestead exemptions, and could slow innovation and economic growth while raising costs for debtors.
MENTIONED IN THIS ARTICLE
David Frankel
West Des Moines
Iowa State University
New bankruptcy law aims to curb abuses and boost counseling
The measure tightens bankruptcy rules to stop abuses by those who exploit prior laws, requires credit counseling and an approved educational course, and shifts more liability to attorneys. It faces debate over access, costs, and potential effects on consumers and credit grants. Scott Shook notes NCFCCS response and 22 years of service in Cedar Rapids.
MENTIONED IN THIS ARTICLE
Congress
U.S
Federal Trade Commission
IRS
Ftc.gov
National Foundation For Credit Counseling
Scott Shook
Consumer Credit Counseling Service
Family Services
Cedar Rapids
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Kim Hefley
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