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Newspaper
Cedar Rapids Gazette
Location
Cedar Rapids, Iowa, United States of America
Date
Jan 28, 2001
Page
34
A reader letter to The Gazette denounces telemarketing and defends keeping the phone on the hook during dinner. The writer argues against junk calls and defends limiting daytime telemarketing, while urging respect for emergencies and personal time.
Money market funds show lower seven day and thirty day yields in the latest week led by a drop from 5.70 to 5.60 percent in the seven day yield and from 5.85 to 5.77 percent in the 30 day yield. Portfolio average maturity remains 46 days while Bankrate quotes steady or lower yields on CDs and deposit accounts. Total retail and institutional money market assets shift with mixed gains and losses across taxable and tax exempt funds.
Leticia Ortega’s $300 loan from National Money Service Inc. carried $90 biweekly interest for a year, totaling $1,800 on a nearly 800 percent annual rate. Payday lenders partner with national banks to export high rates, skirting state usury laws and prompting regulators and critics to call the practice illegal loan-sharking.
The IRS advises keeping essential records for tax purposes, typically three years, with longer retention for home, stock, or other items impacting a return. Preserve receipts, invoices, mileage logs, canceled checks, and proofs of payment to support deductions or credits, aiding preparers and tax-time organization. Publication 552 and 17 provide detailed guidance on documents to retain and where to access them.
Consumer Reports finds a three minute airport pay phone call can cost up to 7.66 dollars, about 60 times the normal rate. Rates stem from airport chosen carriers, with AT&T charging 4.99 dollars plus 0.89 per minute. Use prepaid calling cards or 800 numbers to avoid the extra fees.
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