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Filing for bankruptcy and its long term effects
A reader questions when Chapter 7 is appropriate amid $39,000 debt including $30,000 in credit cards and $9,000 in student loans. Advice notes a 10 year credit impact, potential job and insurance hurdles, higher borrowing costs, and benefits of counseling and support groups. It urges exploring alternatives and gathering full facts before filing.
MENTIONED IN THIS ARTICLE
Los Angeles
K Credit
Consumer Credit Counseling
Debtors Anonymous
Gamblers Anonymous