Texas windstorm fund strains coastal residents worry
Texas Windstorm Insurance Association faces strain as many coastal residents rely on it for wind damage coverage. The fund reserves 80 to 100 million with options to tap reinsurance and, if needed, levy charges on private insurers. Critics warn this could saddle taxpayers and trigger costly private-payer shifts.
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Texas Windstorm Insurance Association shows growing risk
The Texas Windstorm Insurance Association was formed in 1971 as insurer of last resort for wind damage along the Texas coast. It now insures residences and businesses with about $61 billion in coverage and reserves of up to $1.7 billion, amid rising reliance as private insurers pull back.
MENTIONED IN THIS ARTICLE
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Texas Windstorm Insurance Association
Texas
Cell phone use on roads sparks safety debate
Baytown resident Ray Wilson, a retired Exxon process supervisor, weighs in on whether cell phone use while driving should be restricted. Supporters argue phones distract more than other activities and demand constant driver concentration, while opponents call for driver education and stricter enforcement of existing laws. Wilson notes phones are highly convenient and must be used safely and unobtrusively.
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