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Newspaper
Athens Banner
Location
Athens, Georgia, United States of America
Date
May 07, 1905
Page
6
The Athens based Mutual Life Industrial Association of Georgia touts $24 800 000 in four year insurance written and $3 204 060 in March 1905. It highlights safety through local deposits, low costs, and community based assessments with agents bonded, urging Georgians to insure locally and invest excess in member controlled funds.
The Equitable Life of New York claims contracts offer protection and investment. An example shows 20 pay life for $1,000 at age 40 costs $42.79 annually with $20.93 for protection and $21.86 for investment. If death occurs before 20 years, deposits of $21.86 go to the company. family receives only $20.93 protection. If twenty years pass, cash values are $667 or $905 estimated. The Mutual Life Industrial Association of Georgia also offers $1,000 protection in 20 years. The piece argues splitting funds into separate accounts yields higher possible family returns than combining into one premium via the Equitable. It warns against mixing insurance with investment and urges comparing outcomes, including savings bank deposits at 4 percent.
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