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Newspaper
Aiken Standard
Location
Aiken, South Carolina, United States of America
Date
Sep 16, 2014
Page
8
In Citrus County Florida a large senior population shapes life and work. Health care dominates employment with many services directed at elders. Voters show high turnout and preference for tax limits, while education funding faces local resistance as seniors favor programs with direct benefits.
Federally insured reverse mortgages, marketed as a retirement aid, show signs of recovery as regulators press to curb high default costs. Analysts foresee growth with housing upturn, notably in Phoenix, Miami, San Diego, and gentrifying New York City areas like Brooklyn, aiding aging homeowners to stay in place.
A Gallup poll shows 68 percent of Americans aged 50 to 64 worry about retirement funds as the 78 million baby boomers near 70. A reverse mortgage allows 62 plus borrowers to take credit, lump sums, or monthly cash against home equity, with repayment due on death, move, or sale. FHA backs the risk if the loan exceeds home value.
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