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This newspaper page contains 2 articles. Subscribers can read the full text of each article.
Newspaper
Aiken Standard
Location
Aiken, South Carolina, United States of America
Date
Sep 04, 2016
Page
28
A financial planner explains qualified life annuity contracts as a tool to delay RMDs. Details include age limits, premium caps, death benefits, and potential tax savings. Examples compare scenarios with and without a QLAC, showing varying income outcomes from age 85 under different market rates.
The piece discusses how couples often use different methods to achieve the same goal and stresses evaluating safety and ethics first. It offers a three question framework to decide when one approach is better, acceptable, or worth arguing about, with a note to avoid nagging and judgment.
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