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Credit score affects auto insurance costs and rates
The article explains that credit scores influence underwriting and premiums, with 92 percent of insurers using credit information. It notes that missed payments can raise costs, cites Canada’s 2005 Ontario ban on credit scores for auto insurance, and offers tips to improve credit such as checking reports, reducing debt, paying on time, and avoiding collections.
MENTIONED IN THIS ARTICLE
Canning & Co
National Association of Independent Insurers
Ontario
Canada
U.S