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Newspaper
Vindicator And Republican
Location
Estherville, Iowa, United States of America
Date
Jul 14, 1920
Page
21
A dense 1910s style trade directory fragment lists banks, merchants, and services. Terril Savings Bank and First National Bank dominate General Banking with numerous local shops including agricultural implements, farm co op, grain, feed, coal, pharmacy, general merchandise, cream parlors, and produce companies.
Wallingford Farmers Savings Bank reports deposits rising from 32 000 in 1905 to 440 524.20 in 1915 and 1904, with a 40 000 capital. Directors include James Refsell and Mack J. Groves. The article notes a recent robbery and new burglar-proof safe, plus Burns agency detective aid. Chris Larson and Sons stores run by Chris Larson with Curtis Larson, and Larson as Wallingford mayor.
The First National Bank began as the Bank of Terris in 1899 led by E. E B. Taylor and others. It later adopted the First National name in 1912 with E. J. Starkey as assistant cashier and continued under a roster of presidents and cashiers through 1919. The bank offers general banking, real estate, insurance, and farm loans with a capital and surplus of 35000 and deposits around 320000. The brick two story building is fire proof with upstairs Masonic lodge, built for permanency and future growth.
A feature on C A Lowrey’s successful cafe and ice cream parlor in Ter mis that grew to over 20 000 in a year with plans to reach 45 000. Despite early doubt he built a thriving business offering ice cream fountain drinks cigars light lunches and a new popcorn machine. The article states the sale is now offered with stock invoiced and assured income for a buyer ready to move to a different climate.
E B Herrington started the business two years ago and now owns the Herring ton Grocery and Dry Goods store. He previously managed it for P L Botts until March this year and has over twenty years in mercantile work at Greenville Ia. The store offers dry goods Hosiery Hats Shoes house dresses and a full line of groceries canned goods flour.
From the start the business has shown steady growth each year and especially since Mr. Herrington bought it. He has built a wide network, giving personal attention to detail and ensuring patron satisfaction. His insistence on quality has driven success, and the Herrington store is now Terril’s foremost mercantile institution.
Terril Produce Company, established just over a year, buys cream, eggs, and poultry within six miles of Terril. It counts about sixty farmers as patrons and is led by D. M. Inglish, recently from Spencer, building goodwill as a Terril branch of Des Moines Creamery Company.
The Farmers Cooperative Co a Terril company with David Woodys as president Frank Hildreth as vice president and Chas Moas on the board organized three months ago succeeding the Ter ril Grain Co. It operates two elevators with 4500 bushels capacity and serves 107 members within a wide Terril radius. It buys grain and sells coat and feed and has a remunerative business in these lines under manager C McNary who will resign to take charge of the Jas A Smuth Lumber Co, a position he previously held.
The Jas A Smith Lumber Co of Terril began about twelve to fourteen years ago and has grown steadily, with plans for further expansion. The firm offers a full line of building materials and farm supplies occupying most of a block. C McNary, who has managed local interests for six years, is a Terril resident of twenty three years and vice president of the First National Bank.
C F Gill proprietor and manager of the Gill Pharmacy brings eighteen years of drug trade expertise to Terris. The store offers patent and proprietary medicines, drugs, sundries, rubber goods, toilet articles, stationery, perfumes, periodicals, jewelry, Eastman kodaks, Edison phonographs, mand painted china, oil glass, wallpaper, paints, and varnishes. The prescription department is handled by a registered pharmacist ensuring accuracy. The Gill Pharmacy is Terris sole drugstore with courteous service and attentive patron care.
P M Wade General Merchandise outlines ten year growth and plans a new 50 by 80 foot building across the street. The store will feature a basement mezzanine show windows and modern equipment to enhance a large stock of dry goods groceries and general merchandise in northwestern Iowa.
The Terril yard of J F Anderson Lumber Company, eight years in operation, is a dependable local industry. C W Lovdahl, manager since March 1, is building strong ties in Terril while overseeing a complete stock of lumber, coal, building materials, and related items.
The Wilson Grain Company, two years old, took over most elevators from DeWolf and Wella along the M and St. L rail line, except Raleigh. It operates eight elevators, buys wheat oats cord rye and barley from nearby farmers, shipping to Spencer. The local unit, managed by J H W Lewis, reports steady growth and contemplates another elevator at full capacity.
From a dire 1915 condition with deposits near eight thousand dollars, Terrill Savings Bank rose under Louis Koon, a former farmer with no banking background. Within five years deposits reached eight hundred thousand as a new, model building opened in 1919 featuring marble interiors, private booths, public spaces, and modern facilities for future growth.
C E Yocum, proprietor of the C E Yocum implement store, reports gains of over forty seven percent in the first five months of the current year and over thirty percent in 1919 sales compared with 1918. The business, founded in 1916 as successor to PF H Langer, occupies more than 6,000 square feet and carries a wide range including International Harvester lines Weber wagons Monitor and Sampyon wind mills Titan tractors Wallag Cab tractors and more. Yocum plans a brick 50 by 100 foot main street building to accommodate growing demand, leveraging eighteen years in Ruthven before moving to Terril.
Vergil C T Stanley Furniture expands a growing business in the city, offering a complete line of parlor living room dining room and bedroom furniture in web and mahogany. Established February this year, Stanley took over Olse Brothers stock and is managed with wife Mrs Stanley who has solid knowledge of the trade.
C L Denison meat market in Wallingford reports steady growth since spring with lower prices by five to 12 cents per pound. Denison, with years of experience, butchers own stock, offers fresh, cured and salt meats, bacon, hams, canned meat goods and seasonal fish, aiming for big city standards at a small-town price.
The Farmers Cooperative Elevator Company, formed in 1917 by Wallingford farmers, lists M. L. Loeth as president, W. G. Gordon secretary, and Gehlke Kenneral manager. The concrete fireproof elevator holds 36 000 bushels and buys all grain, mainly corn, plus feed, coal, tile, salt, and twine. It serves over 600 patrons and expects growth, operating under Iowa cooperative law.
J A Haring proprietor of J A Haring Merchandise Store in Wallingford draws on ten years in the mercantile trade. Formerly with Irwin and Haring, he now operates a complete stock of groceries dry goods and shoes including Peters and Foutshultze lines. The store sits on the town chain corner with modern equipment and strong local backing.
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