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This newspaper page contains 4 articles. Subscribers can read the full text of each article.
Newspaper
Village Life
Location
Placerville, California, United States of America
Date
Aug 07, 2013
Page
5
Bob Billingsley recalls coworkers responses to a question about being perfect and shares a granddaughter Vanessa’s acts of kindness and a Dalai Lama quote. The piece notes studies linking kindness to relaxation and lower blood pressure. Ned Bendixson?
Guest column reviews how the 2010 health care reform law expands benefits and access starting in 2014. It notes wellness coverage, no lifetime limits, 26 child coverage on parent plans, forbids rescission except for fraud, and changes to HSAs FSAs and MSAs including limits and penalties.
A guide for employers with fewer than 50 workers asks if the healthcare mandate applies and if they provide coverage. It notes a required Notice of Exchange Coverage Options by Oct 1 2013 and outlines Medicare changes for high earners including new taxes on payroll and investment income.
By 2014 health insurance reforms require insurers to accept all applicants regardless of health history and limit premium variation by tobacco use and age. People without affordable employer coverage can buy through state exchanges with subsidies for incomes up to 400 percent of the federal poverty level, while Medicaid expands to those under 65 with income up to 133 percent of the poverty level. Temporary high risk pools will assist those with preexisting conditions before 2014.
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