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Newspaper
The Pocatello Tribune
Location
Pocatello, Idaho, United States of America
Date
Jun 19, 1941
Page
6
Federal Housing Administration insured financing grows more popular with home builders due to property standards and minimum construction requirements. The FHA sets safety, sanitary, durability, livability and attractiveness rules to protect mortgage funds and ensure economically sound investments.
Linoleum once for floors now serves as an attractive practical surface for sink tops and drain boards. Its resiliency reduces clatter and slows dish breakage. Quality workmanship in sealing seams and edges determines waterproof performance on wet drainboard areas.
The federal housing administration carefully selects mortgages for insurance to prevent families from buying homes beyond their means and to help builders make wise safe investments.
Modern wall coverings offer a low cost beauty treatment for kitchens and bathrooms. They can be applied over old walls without plaster removal and are waterproof and sanitary, making cleaning quick and easy.
A report notes a decline in average valuations of homes financed with FHA insured loans over the past years. It highlights impacts on affordability and potential effects on housing supply and borrower eligibility.
The article argues mortgages show the building industry can deliver affordable, livable houses for moderate income families, highlighting how financing options enable practical home ownership.
Administrator Abner H. Ferguson urged builders to use FHA insured mortgages to guard against inflated valuations and discredited practices. He said long term amortized loans, high loan-to-value ratios, have become essential for sound home financing over the past six years.
The text warns that home ownership can be a safe investment or a risky experiment. It stresses that only families with ample means can afford the risk and that many technical aspects need expert guidance. It cautions against overconfident appraisals and emphasizes careful decisions and protection.
The Federal Housing Administration defines marketability by durability of construction suitable living convenience safety light and well proportioned design. It requires attractive permanence and placement in a protected stable community to attract prospective buyers.
The mechanical equipment to be housed should be considered early in design. Structural framing may then be planned to permit economical installation of pipes ducts wires and other items. Preplanning can avoid later framing changes or adjustments to structural members.
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