Modernization and Conversion Urged to Boost Small Homes
FHA official Jay Keegan urged the building industry to convert older single family houses into two or three family homes or rooming houses to meet urgent housing needs. He cited National Housing Act insurance for loans and stressed maintenance as protection for national housing investment during the defense emergency.
MENTIONED IN THIS ARTICLE
Jay Keegan
Federal Housing Administration
Home Builders’ Institute of America
Washington
Mr. Keegan
FHA
America
Planning Hints for Savings in Home Construction
The federal housing administration outlines money-saving construction tips for inexperienced planners. Suggestions include building stairs between partitions to cut costs, skipping exterior gingerbread trim, using short-length floor boards with good finish, omitting gutters and catching drip with gravel, finishing plaster walls with water paint, and avoiding a full basement unless needed. If a fireplace exists the chimney should double as the heating plant flue.
MENTIONED IN THIS ARTICLE
Federal Housing Administration
Doors and Windows Require Repairs
Doors and windows should be checked for faults such as refitting, new hardware, defective locks and bolts, extra keys, broken cords or pulleys, weather stripping, and cracks around sashes. Most repairs can be funded through qualified lenders under the modernization credit plan of the federal housing administration.
MENTIONED IN THIS ARTICLE
Modernization Credit Plan
Federal Housing Administration
FHA Protects The Borrower
The FHA appraisal and inspection system ensures property value and safety for insured loans. Appraisers check site suitability, standards, and construction quality through periodic reviews during building to protect the borrower's investment and comfort.
MENTIONED IN THIS ARTICLE
FHA
Risk Is Minimized by FHA Assumptions on Home Builders
The Federal Housing Administration assumes that a wage earner eager to build a home for his family is given sufficient support to pursue construction. The provision aims to reduce risk for lenders and encourage home ownership through structured assistance and safeguards.
MENTIONED IN THIS ARTICLE
Federal Housing Administration
Riskier to Overextend Debt Than to Budget Based on Ability
The text argues that a borrower’s ability to repay matters more than large, unaffordable obligations. It suggests proportionate payments improve repayment reliability and reduce risk compared with those who take on debt beyond their means.
Sound Property Title Is Keystone of Loan
FHA officials emphasize that a sound title is the keystone of a sound loan. The dependability of titles underpins the mortgage structure and overall stability of housing finance.
MENTIONED IN THIS ARTICLE
Federal Housing Administration
FHA Standards Improve Housing and Buyer Interests
Administrator Abner Ferguson states FHA developed definite physical standards and requirements for insured mortgage properties, benefiting home buyers and FHA while boosting housing quality. California reports 4,794 miles of navigable waterways.
MENTIONED IN THIS ARTICLE
Federal Housing Administration
FHA
Abner H. Ferguson
California
Improvement in FHA Standards for One Story Homes
Federal Housing Administration officials report progress in 1940 on improving construction standards for all residential property insured by FHA. Emphasis on low priced one story houses led to simplified requirements without raising mortgage risk. Special surveys and research into materials and methods supported higher standards where warranted.
MENTIONED IN THIS ARTICLE
Federal Housing Administration
Forced-air heating and humidification in home cooling ideas
A discussion on how required standards raise dwelling costs and the need to avoid basing child play restrictions on cold floors. It mentions a forced-air circulating system with an air humidifying unit in an Iron Fireman winter air conditioner to keep room temperatures comfortable.
Also Mentioned on This Page
Complete Home Building and Planning Service
Pocatello Lumber Co
Williamson Heater Company
Williamson
Oliver B. Hurtt
Lafayette
Ind
Wlliamson Triplife Furnace
Williamson Triplife Western Coal CO
South Second
Pocatello
Lucky
Happy
Idaho Lumber
Hardware CO
Tribune
Gordon
Gordon's
Gordons
Parrott & Co
San Francisco
Angeles
Portland
Seattle
Cope
Lindon, NJ
By Boise P
Boise Payette
H. D. Hartley
E. C. Taylor
Marion L. Coleman
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