Clinton Nears Victory as Polls Show Edge Over Trump
AP GfK poll indicates Clinton leading Trump nationally by 14 points among likely voters, with 51 to 37. Clinton holds broad support among Democrats and some moderates, while Trump struggles to expand his coalition amid Obamacare concerns and high insurance costs. Voting has begun in 37 states with 270 electoral votes needed to win.
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Investing Point of No Return on 5 Percent Returns
A Research Affiliates report finds the average long term expected return across 11 retirement tools at 6.2 percent, about 4.6 percent after inflation. A 50/40 stock bond mix like VBINX yields 6.6 percent pre inflation, but the model shows a 0 percent chance of a real return of 5 percent or more over a decade. The message: higher past returns came with higher risk, so many may need to save more or work longer.
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Health premium news fuels GOP Senate attacks
Republican Senate candidates seize on rising health insurance premiums under ObamaCare as the election nears. Officials say premiums for midlevel plans rise about 25 percent across 39 states, with some states like Pennsylvania and North Carolina seeing increases above 40 percent. Candidates Ky Ayotte Roy Blunt and others frame it as proof of Democratic support for the law, while Democrats argue voters already know each side’s stance and may ignore another round of headlines.
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