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The Gaston Gazette in Gastonia, North Carolina

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Newspaper

The Gaston Gazette

Location

Gastonia, North Carolina, United States of America

Date

Dec 02, 2001

Page

21

Selected Mortgage Rates Survey and Local Property Transfers

Information from The National Financial News Services notes mortgage rate data and weekly Friday additions in Your Money. Gaston County records list three real estate transfers: Robinsons to Lovingood in Walker Height Lot 64, price not disclosed. Hoffman Sales to Ignacia Vizcall and Tammy Fuller in Old Ponderosa Riverbend Lot 18 at 105000 dollars. Kenneth Baker to Teresa and Tinesella Watson in Bunnymeade Mount Holly Lot 17 Map 2 at 115000 dollars. additional transfer by Karl and Pamela Badger to James and Bernice.

National Financial News Services Apr’s Hoffman Sales and Development Inc Ignacia Vizcall Tammy M. Fuller Old Ponderosa Subdivision Riverbend Township Kenneth P Baker Teresa M. Watson Tinesella R. Watson Bunnymeade Map Mount Holly Gaston County

Bayfield transfers multiple properties in North Carolina area

In Bayfield Area reports list of property transfers including Lot 10 Silverstone subdivision Gaston price 69000 seller Gerald O Privette and Carol T Privette buyer Russell and Rosan O Sprinkles Lot 24 Farm wood subdivision South Point Township price 117000 seller Charles and Josephine Cochran buyer Timothy and Iris Johnson Lot 31 and 1.30 B M Forestbrook subdivision Gastonia Township price 22000 seller Wren Homes Inc. buyer Carolyn Marshall Lot 41 Cypress Pointe subdivision Gastonia Township price 201000 seller George and Mary Mason buyer George and Tip Properties LLC Unit 7 Majestic Court Condos Gastonia Township seller Jimmy K Sales buyer William and James Grant Lots 77-79 Ayden Lanier property price 6000 seller Irving B and Anna K Karchmer buyer Harry and Julian Karchemer reserve life estate for Anna K Karchmer Lot 66 Country Meadows subdivision South Point Township seller Idaree H Morgan buyer Danita Jan Morgan and Lynn M Pope 316 Flint Hill Road Cherryville seller Michael E Boyd buyer Bessie L Ward Lot 4 Spencer Project Gastonia Township price 49500

Gerald O. Privette Carol T. Privette Russell and Rosan O. Sprinkles Farmwood Subdivision South Point Township Charles and Josephine Cochran Timothy and Iris Johnson Forestbrook Gastonia Township Wren Homes Inc Carolyn Marshall Cypress Pointe Subdivision Jimmy K William and James Grant Ayden Lanier Riverbend Township Irving B Anna K. Karchmer Harry and Julian Karchemer Reserve Life Estate Country Meadows Subdivision

One Year Adjustable Mortgage Definitions

Key terms include index margin indexed rate points caps and lock. The index plus margin yields the indexed rate, with caps limiting annual and lifetime changes and points paid at closing.

Building Permits Issued in Gastonia City

The city of Gastonia issues building permits listing permit numbers, applicant names, and project types for new construction alterations and additions within the municipal area. These permits reflect approvals granted by the city building department and are subject to code compliance and inspection schedules.

City of Gastonia

New FHA loan choices expand home financing options

The FHA will offer hybrid ARMS with 3 5 7 or 10 year fixed periods starting next year, lowering initial rates and matching conventional loan options. Conforming loan limits rise to 300700, jumbo rates stay higher, and rates have recently climbed, reducing refinancing appeal. Mortgage rates for 30-year, 15-year and one-year ARMs are listed, with guidance to seek lenders offering FHA-backed mortgages. Pamela Reeves contact details provided.

Bom Apex Mortgage Corp Charles Holt & Assoc Coastal Mortgage Ionic Crown Point Patna Ine Sereyewe Home Trust Mortgage Ass Atte Sore Eacenite Hsbc Mortgage Corp Ieee Ieee Peace Eer Lighthouse Mortgage Natori Future Mortgage 2 Are North Star Mortgage Sentry Mortgage # Company Inet Ag Sci Tis Tis Taal Athebia GE Ei Ad Aerate Turner Mortgage Company ARM Fhaiva Morteage Soo Acetic Crown Point Mortgage Inc Seard A Pit Morteag E, Inc Prust Mortecag SOL Hsbc Mortage Corp Sentry Monigige C Tpahy Cio Ae Hs isSchpctadt Eaten Mits Ee Turner CharlotteMortgageRates.com NFNS FHA Federal Housing Administration Congress James Murphy The Mortgage Bankers Association Ers Fannie Mae Freddie Mac Pamela Reeves Reevesp Shns Shns.com

Deciding on length of mortgage by George Karvel

A reader asks about choosing between 20 and 30 year mortgages and how points affect costs. Points pay to lower interest can reduce monthly payments but may not lower total cost. seller points effectively lower purchase price. The note outlines origination fees and the break even on paying points versus long term savings.

George Karvel University of St. Thomas St. Paul Minn P.O. Box St. Cloud Gkarvel

Economics of Better Windows Pay Back Over Time

The higher purchase cost of good windows is offset by monthly utility savings and shorter payback with incentives. Better windows may allow a smaller air conditioner, lowering overall costs, while delivering comfort, daylight and aesthetics that may exceed financial gains.

McCluney

Also Mentioned on This Page

Gaston County Register of Deeds John R. Robinson Melissa L. Robinson Randall T Sherry Lovingood Walker Height Subdivision Selter Karl and Pamela Badger James and Bernice Bayfield Silverstone Subdivision George and Mary Mason George & Tip Properties LLC Majestic Court Idaree H. Morgan Danita Jan Morgan Lynn M. Pope Flint Hill Road Cherryville Michael E. Boyd Bessie L. Ward Spencer Project Township Treasury Union Road W. Franklin Blvd Wedevelopland Loch Stone Drive Laurel Woods Isaiah Carter Beaverbrook Drive Parks Dale Stiles Stiles Drive E. Garrison Liberty Oak Hunting Woods Court Triangle Hartford Drive Wexford Court Charles Ramsey Cann Builders Weavers Row Melissa Moore Lee St Friendship Baptist Church W. Bradley St By Pamela Reeves Scripps Howard News Service Real Estate Watch Alliance Knight Ridder Tribune News Service Home Energy Q&a By Ken Sheinkopf Orlando Sentine Ross McCluney Florida
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