Reverse mortgage not best option for seniors needing cash
A reader asks if a reverse mortgage suits a 62 plus senior with a paid home and limited Social Security. The answer urges caution, noting reverse loans increase debt and reduce home equity while suggesting alternatives such as downsizing, selling and renting, living with family, or family contributions. It warns against relying on reverse mortgages and offers no-quote guidance from financial counselor Joe Plemon.
MENTIONED IN THIS ARTICLE
James Garner
Surf and Save The Web discounts and deal finding tips
Online shopping tips describe using search engines to locate discounts for items like a black leather bag. It recommends searching for specific brands such as Coach and product numbers, using shopbot sites for price comparisons, and subscribing to deal emails. It warns against impulse buys and extra shipping, and explains how to find and apply coupon codes for savings.
MENTIONED IN THIS ARTICLE
Chelsea
Zappos.com
Mysimon.com
Pricegrabber.com
Bizrate.com
Dealtime.com
Google
Com One Bluetooth 2.1 speakers bring wireless sound range
The Com One Bluetooth 2.1 multimedia system extends Bluetooth to computers and MP3 players with two 3-watt 1-inch speakers and a subwoofer in a 7 inch case. It streams sound up to 33 feet and also supports direct 3.5 mm input. A wired remote controls power and volume.
MENTIONED IN THIS ARTICLE
Com One
Social Security information for teachers and school officials
The Social Security Administration provides a dedicated teachers and school officials page at www.socialsecurity.gov/schools1.htm with resources tailored to educators. Additional targeted content exists for financial planners HR professionals health and school staff and women under the Information for section at www.socialsecurity.gov. For quick answers call toll free 800 772 1213 or visit www.socialsecurity.gov.
MENTIONED IN THIS ARTICLE
Socialsecurity. Gov
Social Security
Socialsecurity.gov
Social Security Administration
Free online computer help resources from Consumer Reports
Consumers without warranty or paid support can still access free online help. Windows users can join msnews microsoft com for updates, visit support microsoft com for the Knowledge Base, and check nagging issues on discussions apple com. Unofficial groups exist at groups yahoo com and groups google com for Mac and Windows. Other free tools include wagnet com and popitstop com for hard drive tests and spyware checks. Paid services at popitstop offer problem correction. CCleaner com helps remove unused files. McClatchy Tribune News.
MENTIONED IN THIS ARTICLE
Microsoft.com
Apple
Apple.com
Mac
Yahoo. Com
Google. Com
Windows
Wagnet.com
Popitstop.com
Ccleaner.com
McClatchy-Tribune News
Speak Up at Work to Earn Recognition and Promotions
A polite worker feeling overlooked should proactively share progress with managers and ask relevant questions when briefed. Prepare a concise summary of your contributions, express interest to managers or HR, and clarify promotion criteria to improve visibility and opportunity.
Also Mentioned on This Page
Joe Plemon
Joe
Plemon
Verizon.net
Couponcraze.com
Fatwallet.com
Amazon.com
Com-One.biz
Marie G. McIntyre
Pourofficecoach.com
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