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Newspaper
Southern Illinoisan
Location
Carbondale, Illinois, United States of America
Date
May 30, 2013
Page
6
Joe Plemon explains that true affordability means paying cash and living within your budget. Avoid debt by asking if you have enough money to buy outright and if the purchase fits your monthly budget, using examples like a clothing envelope and planned spending.
After college, graduates face loan payments even with a job. Deferring payments is possible if unemployed or under income based programs. Temporary lower payments may rise later. forgiveness after 25 years is available for some. Proactive lenders and forgiveness programs, plus budgeting tips, are outlined.
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