Automatic savings urged to beat instant gratification
Carnegie Mellon researchers show instant rewards trigger the brain more than delayed gains. Experts advise automating savings through automatic transfers to emergency funds or retirement accounts. A reader credits annual savings of 1600 dollars from shopping quotes, and Joe Plemon invites success stories.
MENTIONED IN THIS ARTICLE
Carnegie Mellon University
Renting protection: questions on renter's insurance
Brent Stewart reports tips from insurers on what renters should ask before buying coverage. Key points cover property shared with roommates, valuables, replacement vs depreciated cost, liability and medical coverage, off premises protection, interim housing, and special cases like gifts.
Asking for permanent promotion after acting manager stint
A workplace coach suggests the employee can express interest in moving from acting manager to permanent leadership. State enjoyment of the acting role and desire for a formal management path, then await the regional manager's decision.
Solar powered gadgets boost green home trends
Solar chargers and appliances gain traction as a way to cut costs. Freeloader’s $60 portable charger powers phones cameras and music players via Solar Technology on eBay, while Home Depot offers solar outdoor lights from 30 to 284. Solar flashlights and calculators provide battery free use. BoGo’s solar flashlight sells around 25.
MENTIONED IN THIS ARTICLE
Stephanie Welbes
Welbes
Solar Technology
eBay
Home Depot
How Social Security Defines Disability for Benefits
The Social Security Administration states you must be unable to perform your past work and cannot adjust to other work due to a disabling condition. Your disability must last or be expected to last at least one year or result in death. Benefits cover total disability only, not partial or short-term cases.
MENTIONED IN THIS ARTICLE
George Loewenstein
United States
Larry Goldsmith
Bishop
Frank Aldridge
Aldridge Insurance Co
Murphysboro
Aldridge
Social Security
Saving on a Kitchen Renovation with Salvage and Basics
This Old House advice outlines buying gently used professional appliances without warranties, inspecting for repairs, and saving on granite by choosing a simple square edge. It notes cheaper dark wood flooring like oak with ebony stain and buying remnant stone for small projects while ordering extra boards for defects.
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