Preparing for recession protects your finances and career
Economists define a recession as GDP decline for two consecutive quarters. To shield yourself: shift focus from employer-based job security to your ability to produce, eliminate debt, and build an emergency fund of three to six months of expenses. Start now by studying, planning, and networking. Joe Plemon, a certified financial counselor, offers guidance via email.
Medicare Extra Help enrollment auto enrollment clarified
The answer confirms automatic enrollment into a prescription drug plan only if you do not choose a plan yourself. CMS will mail you your enrolled plan and how to switch, but delaying enrollment risks loss of benefits and a suboptimal plan. Contact Social Security at 800 772 1213 for fast answers.
MENTIONED IN THIS ARTICLE
Centers For Medicare & Medicaid Services
CMS
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Growing their retirement
Code ll Rodriguez explores retirement growth strategies for individuals planning long term financial security. The piece highlights saving, investment options, and prudent expense management to build a stable pension-like future.
Navigating a chaotic start as executive assistant
A new executive assistant faces unclear tasks and a lack of structure. The path forward is to discuss expectations with the manager, seek clarification, set priorities, request regular feedback, and learn from coworkers to decode the workplace culture.
What debt collectors may not do under FDCPA
The federal FDCPA limits debt collectors actions including not calling before 8 a.m. or after 9 p.m. and not contacting you at work except for past due child support. They cannot embarrass you by telling others you owe money or send postcards that reveal debt. They cannot threaten jail or use abusive language.
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John Ventura
FDCPA
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