Protect Yourself From ID Theft With Free Credit Ways
Do it yourself steps to guard your identity without paid monitoring. Get a free annual credit report from annualcreditreport.com, review all three bureaus for unfamiliar activity, and act fast by placing fraud alerts, disputing errors, filing police and FTC reports. Consider a credit freeze at all three bureaus for ten dollars each, then unfreeze only when needed. A report warns, a freeze blocks. Joe Plemon offers practical personal finance guidance.
MENTIONED IN THIS ARTICLE
Annualcreditreport
Credit Bureau
Federal Trade Commission
Ftc.gov
Defender Series OtterBox Gadget Protection For Active Users
OtterBox offers Defender Series rugged cases for PDAs iPods and iPhones. High impact polycarbonate shells snap over devices while silicone skin absorbs bumps and shocks. The cases allow touchscreen use though they are not waterproof. Information at www.otterbox.com. McClatchy Tribune News
MENTIONED IN THIS ARTICLE
OtterBox
Otterbox.com
Private health coverage options cut costs for families
Owen Moore, 57, pays 276 monthly for coverage of his wife and 9 year old daughter with a 10,000 deductible, proving affordable private options exist. Mary Jones recently cut premiums from 700 to 253 for family coverage with a 2,500 per person deductible, investing savings. Online tools from Blue Cross Blue Shield and eHealthInsurance provide quick quotes from multiple insurers, helping consumers compare copays, deductibles, and plan details.
MENTIONED IN THIS ARTICLE
Owen Moore
Moore
Raleigh
N.C
Census Bureau
Mary R. Jones
Wake Forest
Jones
Blue Cross Blue Shield
eHealthInsurance
Ehealthinsurance.com
Aetna
United Healthcare
CoventryOne
Don Stroud
Hartsfield & Nash
Stroud
Handling Unreasonable Treatment at Work as a New Grad
A crying jag won’t get you fired but poor quality control will. Take responsibility for errors, avoid blaming others, and build credibility by preventing mistakes. Occasional tears aren’t critical, but frequent outbursts harm your career. Develop emotional control, act maturely, and prove you can learn from the incident.
Four costly mistakes to avoid in personal finance
Consumer Reports highlights four major mistakes that can cost a million dollars: risky divorce battles, underinsuring homes, overpaying on mortgages, and unhealthy lifestyles. It offers concrete steps such as mediation for divorce, reassessing home replacement costs, shopping for favorable mortgage rates, and improving health status before life insurance underwriting.
MENTIONED IN THIS ARTICLE
Consumer
Hsh
McClatchy-Tribune News
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Joe Plemon
Joe
Plemon
Verizon.net
Marie G. McIntyre
Yourofficecoach