Ways to slash loan debt for students and parents
Seven tips cover managing a single general use credit card for emergencies, discussing kids credit card use before college, consolidating student loans to reduce paperwork, consulting loan reps on alternative plans, seeking forbearance or deferment if needed, smart insurance to avoid costly auto policies, and avoiding rent-to-own loans while updating lenders on address changes. Jon 5, Sharp
MENTIONED IN THIS ARTICLE
Visa MasterCard
American Express
Discover
Web sites aid solving student loan problems on the web
The article lists several official resources for student loans including Southern Illinois University Carbondale FAO pages with repayment options and forms, Direct Loan Servicing Online, the Federal Direct Consolidation Loans Information Center, and the U S Department of Education Entrance Counseling. It notes tools like a repayment estimator and access to forbearance and deferment forms.
MENTIONED IN THIS ARTICLE
Southern Illinois University At Carbondale
Financial Aid Services
Internet
Siu.edu
Fao
Dissonline.com
Federal Direct
Loanconsolidation
Gouw
United States Department of Education
Federal Education Department
Students face costly debt as graduation nears
Financial experts warn a spring cohort will face a tough job market and heavy debt. Many students carry four or more credit cards while loans haunt the resume. Experts urge timely repayment and planning to avoid future financial trouble.
MENTIONED IN THIS ARTICLE
Bushno
Ann Acton
SIU
Accuracy flaws in SIU coverage and credit card warnings
Readers are urged to report errors in The Southern Illinois on charges about a DCFS newborn case identifying Memorial Hospital of Carbondale and Lisa Williams leaving a hospital after police left. The piece also notes misstatements about a Flipside event at Ramses in Lake of Egypt and discusses student debt, credit card marketing at SIUC, and loan defaults with quotes from Acton, Howd, Buerger, Dalphan, Don, and Jacobson, plus AP attribution.
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Illinois
Jackson County
DCFS
Memorial Hospital of
Carbondale
Lisa Williams
Ramses
Lake of Egypt
Department
United States Department of Education
Acton
Jay Howd
Bankruptcy Clinic
Howd
SIUC
Ed Buerger
Mbna American Bank
MBNA
Brian Dalphan
Buerger
First USA
Capital One
Diana Don
Vicki Jacobson
Consumer Credit Counseling Services
St. Louis
Marion
Jacobson
Bushno
Associated Press
Elaine Toler Named Union County Genealogy Treasure
Elaine Toler, 86, has served as the county records officer and second secretary, overseeing the Union County genealogy archive praised for its access and care. Her decades of work include guiding researchers, retaining marriage licenses from 1818 onward, and mentoring genealogists while facing health setbacks.
MENTIONED IN THIS ARTICLE
Elaine
Toler
Union County
Illinois
Darrel Dexter
Dexter
Dr. Rife
Herrel
Adam
Melissa
Samantha
Amanda
Randall
Michael
Helen Kimber
Jacquie Eddleman
Open archives tips for genealogical courthouse searches
Union County Deputy Clerk Elaine Rushing urges full names and dates when searching courthouse records and suggests including immediate family names as clues. She notes a $10 search fee per name and varying copying fees under state law, with fees differing by location.
MENTIONED IN THIS ARTICLE
Union County
Elaine Rushing
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Jon
6Th St. Mt. Vernon
Genealogical Society of
Southern Ilinois
Jal
THE
Illinois Centre
Idealt
Karen Binder
Alyce
Scala
Tiffany
Favianna
Cire
Landa
Nadine
Mori Lee
Tiffany and
Tuxedo
University Place