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Newspaper
Southern Illinoisan
Location
Carbondale, Illinois, United States of America
Date
Dec 06, 2007
Page
12
A reader asks about using a 401(k) to pay $30,000 in credit card debt. The answer warns that taxes and a 10 percent early withdrawal penalty would require about $46,000 to take out, and left invested that sum could grow to about $1.6 million in 30 years. The adviser urges changing debt habits and prioritizing long term financial health over a quick fix.
The Disability Determination Service may request additional medical information to evaluate severity and daily functioning. If needed, you may be asked to attend a special examination, paid for by Social Security, arranged through your doctor or a medical facility. For fast answers contact Social Security at 800 772 1213 or www.socialsecurity.gov.
Craftsters and craft writers note a rising trend of handmade gifts for the season. Beginners can start with simple projects using home materials and DIY tutorials found online. Emphasizing practicality, kitsch, and personal touches, the approach aims to reduce cost and stress while boosting creativity.
TERK offers Leapfrog wireless transmitters that send audio and video from a TV or other device to a receiver in another room up to 150 feet away. The SF30S model works with TVs, DVD players and A V components and includes remote-control accessories to operate devices from afar.
Leah Kramer outlines a simple melt and pour soap project for gifts. Gather petroleum jelly, soap blocks, molds, a microwave, measuring cup, chopsticks, a knife, and fragrances or colors. Cut soap into chunks, melt, stir, add cosmetic safe ingredients, pour into molds, embed decorations if desired, and wait about an hour to harden before unmolding.
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