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Plan holiday spending to avoid credit woes in 1998
Advice on budgeting for holiday costs and smart use of credit. Start early, list all expenses, limit gift spending, consider noncash gifts, track charges, choose low interest cards, and seek debt counseling if needed. Emphasizes December to January impact and practical steps for financial health.
MENTIONED IN THIS ARTICLE
Melantienes
Consumer Credit Counseling Service
Kern
Tulare
COCS
The
National Foundation For Consumer Credit
Council On Accreditation