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What could replace payday loans if rules shrink them
New federal rules aim to curb payday lending by tying loans to a borrower's ability to repay and limiting renewals. Analysts anticipate shifts to installment loans, pawnshop lending, and bank programs like payday alternatives, with regulators warning thousands of stores could close.
MENTIONED IN THIS ARTICLE
New York
Pew Charitable Trusts
Consumer Financial Protection Bureau
CFPB
California
Bob DeYoung
University of Kansas
U.S
Jamie Fuller
Advance America
Nick Bourke
Pew
Colorado
Bourke
Joe Gormley
Independent Community Bankers of America
PAL
Atlanta
Equifax
National Federation of Community Development Credit Unions