The Investment Policy: A Critical Look at Life Insurance
The article argues that investment life policies sold as plans to protect families are in fact speculative endowments. It explains that high expenses and heavy reliance on forfeitures via lapses and deaths erode true funds, yielding far less than ordinary savings accounts after 20 years. It cites companies using tontine style surpluses and warns policyholders face risk and hidden costs rather than genuine protection.
MENTIONED IN THIS ARTICLE
Himmelf
Elthver
Life Enlurance
Carryec Ereserance
Jnsning
Pelcy
Bis
Condi Sons
Life
Insurance and marriage notices dominate Hartford 1891
An 1891 Hartford item questions forfeit rates on life premiums, noting 215 percent compound interest under a life policy. The section lists marriage licenses granted with resident names, including Ambrone Honack in Mercer county and John Considine in Allegheny, among others.
MENTIONED IN THIS ARTICLE
Jacos L. Greece
Hartford
The
Consecucut Mutivat Life Insurance Co
Ammbrone Honack
Mercer County
Ida E
Obituary notices from January 1891
A collage of death notices lists multiple individuals by last name with dates, ages, and funeral details. Names include Bates, Black, Conners, Davage, Gildersleeve, Hamilton, Herron, Irvine, Irwin, Jones, Krauth, Laughlin, McHugh, Perkins, Ritter, Sweeney, Verner, Volz, Whidmayer, and Wicker with their residence streets, ages, and planned funeral times and locations.
MENTIONED IN THIS ARTICLE
Bristow
Edgewood
Pennsylvania Railroad
Homewood Cemetery
Conners
John Conwnens
Nineteenth Street
City
Davage
Mary B. Kincaid
Sheridan Avenue
East Bind
Lucy Davage
Thomas Davage
Gildersleeve
Toesilar
Ridge Street
Thirteenth Ward
Samilda C. Gildersleeve
Franklin, Butler and Mercer
Hamilton
Chartier’s Station
L. E
Bar W
William
Margaret Hamilton
Beaver
Chartiers
Herron
Conseia Davidson
Samuel D
Mary J. Herron
Irvine
Tuomas E. Irvine
Bricklayers’ Union
Lnte
Third Street
Allegheny
Irwin
Mary
Thomas H
Allie Irwin
Jones
Homestead
Danras F
Nettie
J. B. Jones
Angel Sinters
Laughlin
Charles Roy
Clyde B
Annie G. Laughlin
New Brighton Road
McHugh
James
Rose McHugh
Fedoral Street
St. Peter's Pro-cathedral
Newark
N. J
Sweeney
Charles Sweeney
Dennis Sweeney
Scott Alley
Fripar
St. Paul's Cathedral
Verner
James K. Verner
Penn Avenue
Volz
Spring Hill
Reserve Township
Maggie Vous
Whidmayer
Christoph Frederick Whidmayer
Also Mentioned on This Page
Waarxour
Eveland
Comededene
Cleveland
Geo. K. Stevenson Co
Wm. Hassage & Son
Obo & Co
John A. Renshaw & Co
James Lockhart
Wm. France & Son
Our
Choice
Astrakhan
Bown—Hughes
George Street
Granaview Avenue
W.T. Bows
Elizabeth
HugHers
James Archibald & Bro
Second Avenue
Wood and
Smithfield Streets
Western Insurance CO
Pittsburg
Basket Ceedadenesceee
Wood Street
Alexander Nimick
John BK. Jackson
Fed
WM. P. Herbert
Insurance Co
Will Jones
Avenue
Holiday Bazaar
Japan
McClintock & Co
Market St
P.S
Jalip
Cannes
LLC
Emen
Havel
Ele
Elder
Trave
Fulda
Werrs
Ems
Lahn
Aller
Van
Ties
Elbe
Jod
New York
Southampton
Bremen
London
Southwestern Railway Co
Southampton Locks
Max Schaumbery
Smiltheat
Glasgow
Londonderry
Belfast
Dublin
Liverpool
Europe
Austin Baldwin & CO
Broadway
J. J. McCormick
MNARD
Liv- Peerpool
Suseeo Slee
North River
Sam Sarria
Ecrarch
Gallia
Queenstown
Royal
United States
Celtic
Germanic
Majestic
Adriatix
Adristic
sTeutonic
Leutonia
White Star Dock
Roovot
American Line
Salling
Philadelphia
Passenane
Honpeum Noaatenstor
Great Bri
Ireland
Norway
Sweden
Peter Wright
General Agenta
Touis Molsun
Baichteld
Indias
Boggs & Buhl
Ladies’ Fors
Dispatch
Market Street
Jasus
Cuba
Haines
A.J. Rankin
Sirth
Penn St
Pillusbure
Holden & CO
Feaneeta
GEO, A. Kelly & Co
Cancer
Office Specialty Coo
Third Ave
Wood
deDtors
Wanamaker& Brown, Cor
Sixth ST
Penn Ave
P. S
Jal -D