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Newspaper
Oxford Eagle
Location
Oxford, Mississippi, United States of America
Date
Oct 05, 1916
Page
3
Historical OCR outlines the Federal Farm Loan Act as amended rules for land banks, board powers, appointments, salaries, and duties. It details deposits, securities, loan limits, interest rates, mortgage requirements, agent commissions, and reserve provisions governing federal land banks and joint stock banks.
Government list outlining the Federal Farm Loan Banks Organization with sections on capitalization stock ownership, structure of land bank districts, officers, salaries, and allowed activities. It details stock subscription rules, dividends, and government participation, plus authority to issue bonds, accept deposits, borrow, and manage farm loan securities and appraisals. Sunken into legal framework and procedural provisions for the land bank system.
Provisions describe formation eligibility for farm owners seeking loans totaling $20 000 or more. Sections outline administration by directors with a loan committee of three, a president, vice president, and a secretary treasurer. Shares cost $5 each and are limited to qualifying borrowers with required loan percentages.
The document outlines the act forming Joint Stock Land Banks by ten or more persons with a five or more member board. Banks operate within the state and a contiguous state, face semiannual federal examinations, and require 200000 dollars minimum capital. It notes double liability of shareholders, U S government share, capital paid in before lending, authority to lend on farm mortgage security, issue farm loan bonds, and limit on loans to 68 percent of land value plus 2 percent insured improvements. It also states banks may lend over ten thousand to a single borrower within these limits and share powers with federal land banks.
A dealer installs two full length mirrors one concave and one convex to alter how customers see themselves. A stout shopper views a reduced image in the concave mirror while a thinner shopper is shown a magnified likeness in the convex mirror. Local businessman Scudder recalls ice cream antics amid the tale.
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