Credit counseling becomes mandatory before bankruptcy
Beginning yesterday, consumers must receive credit counseling before filing for bankruptcy under the new federal law. Pre and post filing counseling, often by nonprofit counselors, can help set up a repayment plan over three to five years. Attorneys face liability for client misrepresentation, and exemptions for homes over 125000 owned long enough may be limited.
MENTIONED IN THIS ARTICLE
Clean and Associates
Baldwin City
Russell Cloon
Home learning tips from a school district superintendent
Denise O'Dea, superintendent for the Wellsville school district, shares parent driven methods to boost child education at home. Emphasizes reading, family learning games, scavenger hunts, headlines writing, and everyday math at groceries and shopping. Encourages daily verbal praise and listening to build self esteem.
MENTIONED IN THIS ARTICLE
Denise O'Dea
Wellsville
Ottawa Veterans Day Parade and Bob Hope Show Planned
Veterans Day events in Ottawa include a parade starting 10 45 a m from Fifth and Main to Forest Park by noon with booths reenactments entertainment and displays. Evening program is a Bob Hope Christmas Show at Municipal Auditorium. Parade entries invited via 785 242 3355 or wrights7 swbell net or ottawavets org. An online entry form is available.
MENTIONED IN THIS ARTICLE
Ottawa
Fifth
Forest Park
Municipal Auditorium
Prepared steps urged to fix flu vaccine delivery
A public letter argues for urgent reforms to the U S flu vaccine system to handle seasonal and avian flu threats. It calls for more manufacturers, better public private coordination, a national tracking system, and ongoing research. The piece promotes the Influenza Vaccine Security Act and offers contact points for Senators Clinton and Roberts offices.
MENTIONED IN THIS ARTICLE
United States
CDC
Clinton
Sarah Gegenheimer
Senator Roberts
Molly Mueller
Also Mentioned on This Page
James J. Kilpatrick
Feltergey
Congress
Ottawa Herald
Harris Group
Keanny Sharp
Ottawaherald
S. Cedar
Ottawaherald.com
Franklin County
Gordon Billingaley
Gordon
Anda Brown
Kamiler
Ottawaharald
Sheila Hello
Hole
Ottawahpraki.com
Udny. Cat
Milbern
Ottawanerald.com
Cedar
THETA
Chase
Herald Tribune
Denise
O’dea
The
the Herald
Eman
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