Don't Sink Everything You Have In Downpayment
Editor notes warn against burning all cash on a house as closing costs taxes and energy needs bite. Inflation and tax incentives push borrowing, while mortgage interest deductions save money for many families. Builders see prices rising. spec houses offer quicker lower cost options amid high land costs and limited rural financing.
MENTIONED IN THIS ARTICLE
William 8
Kansas State University
Mary Tucker
U.U.S
Kstate
Tucker
Kansas
Financing and design shift as housing costs rise
The article notes inflation and taxes yield as little as 6.5 percent on mortgage funds for lower income families, while higher incomes gain up to 8.5 percent. It warns against becoming house poor, describes lender rules limiting payments to 25 percent of gross income and total obligations to 33 percent, and cites industry moves toward no frills or mini homes with energy efficiency and reduced square footage.
MENTIONED IN THIS ARTICLE
Kansas
Schindler
Tucker
Dale Schindler
K-State
Women's Society Tea Highlights Education Support
The Women's Education Society hosted an annual tea at OU Martin Hall Lounge where a $3,000 check for Ottawa University student scholarships was presented by Mrs. Jo Pankratz and accepted by Ron Yingling of University Financial Aid. The program featured a memorial for three deceased members, an invocation by Mrs. Sherwin Snyder, remarks by Mrs. Robert Shaw and Mrs. James McCroesen, a brief business meeting, and a student concert by the university choir directed by Dr. Stanley L. DeFries.
MENTIONED IN THIS ARTICLE
Women's Educational Society
Ottawa University
University
Ron Yingling
Jo Pankratz
OU Martin Hall
Mary Bright
Sherwin Snyder
Robert Shaw
James McCroesen
Pankratz
Stanley L. DeFries
Wednesday Sequel Club and Evening Cultural Listings
A compact schedule lists Wednesday events at Mary Jene Stevens and several clubs led by Marguerite Gibson Sam Sampson and Jean VanLeiden with times from 7:30 to 8 p.m. Includes Thursday NAOMI Group TOPS SOROPTIMIST Mezzanine and Friday Senior Club Retirement meetings and a Daughters of Centropolis luncheon.
MENTIONED IN THIS ARTICLE
Mary Jene Stevens
S. Poplar
Marguerite Gibson
Skilton
First Baptist Church
CPR
Sam Sampson
Jean VanLeiden
ODD Fellows Family
Naomi Group
First Christian Church
Soroptimist International
Memorial Auditorium
Ray Angleton
Daughters of Centropolis Club
Tilfred Gimmons
Slow Cooker French Dip Beef for Holidays
Simple tender beef recipe in a fragrant broth for buns or sourdough rolls. Use chuck roast with garlic salt rosemary and beef stock, simmer until falling apart. Serve with broth on top or shred beef for hash or soup. Suitable in crock pot Dutch oven or electric skillet.
Methodists To Meet in Ottawa United Methodist Church Conference
The Kansas East Conference Council on Ministries meets at Ottawa First United Methodist Church on November 11 with John Stumbo of Topeka as chair to discuss structure and issues and plan involvement. Nov 17 18 hosts new officers and leaders, Kathleen Bailey of Lebo presiding, with Gene Maxwell leading resources. A Nov 21 consultation is held in Topeka, and the Nightcrawlers Camping Club gathers Saturday evening at Anchor Savings venue with sandwiches and refreshments.
MENTIONED IN THIS ARTICLE
First United Methodist Church
Ottawa
Kansas East Conference Council
John Stumbo
Topeka
UMW
Kathleen Bailey
Lebo
Gene Maxwell
Denver
Colo
Camp
Chippewa
Nightcrawlers Camping Club
Anchor Savings Buildings
Kreusch Family Birth Announcement Details
Mr and Mrs Roger Kreusch of 1641 South Main announce the birth of their son Roger Dean, four months old. Grandparents are Mr and Mrs Jack Kreusch of 1641 South Main and great grandmother is Mrs Edna Kreusch of 844 East 7th.
MENTIONED IN THIS ARTICLE
Roger Kreusch
S. Main
Roger Dean
Roger
Jack Kreusch
Edna Kreusch
Also Mentioned on This Page
Atfernathes
Alice Brooks
Ottawa’ Herald
Old Chelan Station
New York
N.Y
Pritt
Marvin’s
PEG
Nec
Fairmount
Youth Center
Retired Teachers Association
Elliott Hall
By Dottie Wellington
Nightcrawlers
Roger Dean Kreusch JR
Fritzi
Babes
This is just the beginning! Our collection holds over 300 years of history, including rare newspapers, obituaries, marriage records, birth records, and so much more—most of which you won’t find anywhere else!