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Newspaper
Ottawa Herald
Location
Ottawa, Kansas, United States of America
Date
Jan 27, 1992
Page
8
Edward D Jones offers a Personal Line of Credit tied to the value of your investments. The more your investments grow, the larger your available credit, with no time consuming applications or credit checks. Borrow any amount for home repairs taxes college tuition small business needs or other personal goals with a competitive rate.
Edward D. Jones & Co introduces the Full Service Account combining a money market and a brokerage account in one. The tool aims to simplify year round record keeping and money management for clients during tax season.
A SEP retirement plan helps small business owners with one or more employees save for retirement. It allows up to 15 percent of annual compensation contributions, fully tax deductible and tax deferred, with flexible funding and no extra IRS forms. Eligible employees must be over 21, with three of the last five years, and contributions for employees match the owner's percentage. The plan boosts retention, costs less than a bonus, and taxes are deferred until withdrawal.
A bank offers a Full Service Account that handles paperwork for investments and secures bonds and stock certificates with up to 10 million in protection. It features an automatic dividend reinvestment system called the sweeper, automatic payments from money market for purchases, and consolidated monthly statements with two 1099 forms yearly for tax simplicity.
Tax reform era doubt and partisan proposals collide over expanding IRA deductibility and tax free withdrawals. Supporters urge broader eligibility to boost savings, while opponents warn benefits may just shift existing funds. Even with debates, IRAs remain a key retirement tool for many workers.
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