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Odessa American in Odessa, Texas

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Newspaper

Odessa American

Location

Odessa, Texas, United States of America

Date

May 18, 2008

Page

22

Small businesses dodge layoffs with four day weeks and cooperation

In a bleak Detroit area, Jim Brady and staff trialed a four day week with every other Friday off to cut payroll about 20 percent while maintaining service. Experts urge inclusive cost cutting, unpaid leave, and non essential savings to preserve morale and jobs.

Jim Brady Detroit Nt York Brady Diane Arthur Arthur Arthur Associates Management Consultants Ltd Northport

Safeguard cash on vacation for safer travel

Experts advise travelers limit carry to two credit cards or one card and one debit card, notify issuers of travel, and consider traveler's checks as a backup. For abroad, buy 100 in local currency beforehand and use a money belt with only limited cash exposed, keeping extra funds in a separate wallet.

Nancy Dunnan Travelsmartnewsletter.com New York Dunnan Sarah Schlichter Independenttraveler.com Pennington Schlichter

Financial planning tips for a secure future

Practical steps to improve finances include paying off credit cards monthly, building a six month expense cushion, starting college savings, and planning taxes early. Invest for steady retirement growth, protect income with insurance, and create an estate plan with adviser help. Contact Jay Arrick at Raymond James for guidance.

Also Mentioned on This Page

Traci Bisson Bisson Barcelona LLC Barrington, N.H Bisson Manny Avramidis Global Human Resources American Management Association Joyce M. Rosenberg Rosenberg Eileen Alt Powell Eileen The Associated Press AC Brito Odessa CPA JayArrick RaymondJames John Arrick Raymond James Financial Jay Arrick GES Ames Ake OR Eres
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