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Payday and Auto Title Loans Harsh Costs in Texas
The piece outlines high hidden costs of payday and auto title loans, with $500 loans costing $600 to $1,274 to repay and refinancing pushing totals over $3,800. It notes Texas permissive regulation, cites Texas Appleseed and Pew findings, cites APRs up to 617 percent, and highlights regulatory efforts, local ordinances in 26 Texas cities, and advocacy for low cost alternatives like microloans and credit unions.
MENTIONED IN THIS ARTICLE
Texas Appleseed
Equal Access To Justice
Texas
Texas Fair Lending Alliance
CreditCard.com
Dallas-Fort Worth
Pew Charitable Trusts
Center For Responsible Lending