Insurance tips from the Independent Agents president
George T Frazer urges homeowners to review policies annually to avoid costly gaps. New home policies expand features such as increased tree coverage limits, credit card theft protection, and unauthorized usage safeguards. Learn local coverages for earthquake, windstorm, fire, and flood, especially if in states suspended from the National Flood Program. an Independent Agent can guide updates and replacement value adequacy.
MENTIONED IN THIS ARTICLE
George T Frazer
Independent Insurance Agents of America
Vermont
Colorado
Insurance tips on home coverage and discounts
A home owner guide notes insure home for at least 80 percent of replacement cost rather than market value to ensure full damage payment. It highlights that land and foundation remain, and stresses an independent agent can tailor policies, advise on premium due dates, obtain multi company estimates, and search for discounts to avoid excess costs.
MENTIONED IN THIS ARTICLE
Witea
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