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Social Security strategies tested by a reader’s question
A reader asks about suspending benefits for one month to gain a post age 70 bonus. The expert explains the plan is not worth it, detailing why delaying and spousal benefits can yield more and why the one month suspension fails due to timing, plus the cost of missing a check and Medicare premium implications. The piece contrasts correct and incorrect advice from planners and SSA officials.
MENTIONED IN THIS ARTICLE
Social Security
Easy Street
Social Security People
Social Security Office
Social Security Administration