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Newspaper
Monticello Express
Location
Monticello, Iowa, United States of America
Date
Aug 17, 1916
Page
3
The act creates a federal land bank system in twelve districts to operate under the Treasury and the federal farm loan board. It details board powers, loan terms from 6 to 40 years, interest caps, agent roles, capitalization rules, tax status, and the use of farm loan bonds for financing and collateral.
The text outlines structure and powers of Federal Farm Loan Banks with sections on district offices, officers, and staff. capital stock rules including a $750,000 federal stake, $5 shares, and US government participation in dividends. stock retirement as associations hold capital. minimum 5 percent in US bonds. authority to buy first farm mortgages, issue bonds, receive payments, acquire property, and manage securities. lending rules, appraisal fees, mortgage acceptance from associations only, and financial agent role for US government with public deposits not invested in mortgages.
The document outlines that ten farmers may form a National Farm Loan Association to access loans totaling $20,000 or more. It details governance by five directors including a president and loan committee, share structure at $5 with double liability, capitalization requirements with 5 percent borrower's stock and matching bank stock, payment methods, assessment rights, land appraisal, mortgage liability, loan proceeds handling, asset management, and a certificate interest framework not to exceed 4 percent per year.
Private corporations formed by ten or more people may operate within their state and a contiguous state with a five or more member board. Capital stock minimum is 250000 and government ownership of shares is prohibited. Banks face semiannual federal examinations and can start business with half paid capital. powers include lending on farm mortgage security and issuing farm loan bonds.
A step by step old fashioned tip explains mending torn linoleum by trimming the hole, placing a patch underneath, or using oilcloth as a substitute. Paint the edges on the wrong side and press to dry, then touch up worn areas with matching paint.
A. J. Gunderson of the University of Illinois outlines pruning steps for apples. Start with removing dead and broken limbs, water sprouts, and crossing branches, then trim vigorous growth. Avoid overpruning, thin the top, and prune over two years if needed. Preserve fruit spurs and make smooth cuts. Paint wounds two inches or larger with white lead mixed in linseed oil.
A clothing dealer installed two full length mirrors, one slightly concave and one slightly convex, to flatter stout customers and slim customers. Stout shoppers see a smaller figure in the concave mirror, while thin customers view a fuller silhouette in the convex mirror, a Popular Mechanics inspired tactic.
Count Le Couteulx notes the fox hound’s rise led to the bloodhound term. He explains the old hound of the country was called bloodhound to distinguish from the new foxhound. He asserts only one true bloodhound breed exists, the English mastiff lineage implied.
In the first half of last year over 22 million dollars worth of diamonds were produced in South Africa, highlighting the country’s dominant role in global diamond output during that period.
An article by C. M. Carroll argues diversified farming through live stock, crop rotation with legumes, and dairy profits. It urges farmers to raise beef and protein feeds on farm, improve milk records, use the Babcock test, and return manure to maintain soil fertility and community prosperity.
Experiments at Pennsylvania State College show pasturing hogs is a cheaper pork production method. Use temporary green crops when permanent pastures fail. Rotate oats and peas then rape and oats, finally sow rape to finish. Pasturing improves land fertility, reduces cost to about $1.50 to $2 per 100 pounds, and lowers worm risk. Some grain may be fed to boost growth and lower costs.
In wet weather mud splashes on the mower and can stain it if not wiped before storage. Clean off all muddy water promptly to keep tools looking neat and ready for use. Maintain pride in farm gear by thorough cleaning after use.
When the pea vines finish bearing feed the tender branches to the cows and dig under the rest to improve the soil for future crops.
The horse collar must fit snugly without pinching at the neck crest and allow hand room when not pulling. Use a smooth plastic bearing surface over maximum area. Remove incrustations daily to prevent friction. Sneak-pads are avoided except for galled or boiled animals with a window cut in the pad to avoid contact with the injured area.
Farmers move calves to grazing at dawn then shelter them in a dim barn during peak heat to reduce heat stress. They note nitrogen from air fixed in clover costs under three cents per pound versus higher prices for bought nitrogen, with the soil humus benefit factored in.
A provocative editorial argues against wasting time on the short teated dairy cow, suggesting that "the other kind" offers a better value at no extra cost. The piece challenges readers to reconsider livestock choices and efficiency.
A sermon-like exploration defines eternal life as a blend of quality and quantity, centering on knowing God through Jesus Christ. It contrasts earthly life levels, asserts immortality through regeneration, and emphasizes personal knowledge of God as the path to endless blessedness via the risen Christ.
The text exhorts persistent cheerfulness in religious life with praise to God. It contrasts uncheerful Christians to faithful believers, urging seriousness paired with joy, and quoting Rejoice in the Lord alway as a guiding motto.
The Christian is insured against danger and harm. worldly losses fade beside the one asset he can take beyond life: his character.
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