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This newspaper page contains 11 articles. Subscribers can read the full text of each article.
Newspaper
Marshall Herald
Location
Marshall, Illinois, United States of America
Date
Mar 21, 1924
Page
3
The article, by J. H. Puellcher, explains why banks pay savers lower interest than they charge borrowers. It argues that overhead, unavoidable losses from failed loans, and dividends require lenders to earn a spread, with profits after expenses supporting depositors and services.
Aunt Emmy finds Molly crying over missing household money and persuades her to open a household checking and thrift account. Molly receives two passbooks and a checkbook after the bank visit, learning to save two dollars weekly and keep accurate records.
The Journal of the American Bankers Association table compares lending costs at different institutions. Notes discounted at banks show about 6 3 4 percent, store loans up to 40 percent, and chattel mortgages around 11 percent. Indirect costs like stamp taxes and legal fees lift total borrower costs, with total rates sometimes exceeding 5 percent in mercantile credit and over 4 5 percent for chattel mortgages.
A humorous note from Bill Sam's Dictionary clashes with a formal probate notice from Clark County Illinois. The notice lists numerousBrewer descendants and local churches, announcing Melissa Marden's will probate set for April 7 1924 in Marshall courthouse.
At Shorty Smith's logroll Friday Slim Longfellow fired a sharp jab at teased friends about headaches. He quipped that some folks never suffer headaches because they lack brains in their craniums. He plans to publish the joke in the Taterhill Herald.
William M. Cork as executor announces before the Clark County Court in Marshall Illinois that all creditors and claimants must appear in the May Term on the first Monday in May to settle claims and that debts should be paid promptly. Everett Connelly serves as attorney for the estate.
Lem Gardener states that a poor potato harvest could force him to make an assignment. The note echoes concerns about finances and future obligations amid ongoing crop pressures.
Rosa Liffick executrix announces appearance before Clark County Court at Marshall for May Term to adjust claims against the estate of Andrew J Liffick deceased. Creditors urged to present claims and debtors to pay immediately as of March 12, 1924.
A compact aphorism notes that true achievement often hinges on personal effort rather than family connections, suggesting merit rather than lineage drives lasting outcomes.
A London Mail remark quotes a burglar surprised by a householder. The thief challenges the home owner’s “Out of Town Till Monday” note, implying awareness of the occupant’s plans. The exchange highlights streetwise wit in a brief anecdote.
A psychological investigation from Manchester England claims greater output of coal and higher end fees result from optimal pick use. The report notes tradition often misleads and even dull youths can become industry leaders after proper training.
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