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Newspaper
Lawrence Journal World
Location
Lawrence, Kansas, United States of America
Date
Mar 18, 2002
Page
3
The Humane Society reports 78 million U.S. households have at least one dog and 63 million have at least one cat. About 20 percent of owned dogs and cats are adopted from shelters. Average yearly vet spending is 196 dollars for dogs and 104 dollars for cats.
The St Petersburg Times reports more people include pets in their wills with Humane Society care options in Clearwater. Owners name guardians or trusts, balancing funds for high quality vet care with avoiding conflicts, while noting the challenges of choosing caretakers and possible use of organizations.
A dated guidance piece highlights common errors from the Rate Reduction Credit on Form 1040 lines and explains how to correct misentries. It notes refunds, dependents, and dependent changes, plus reminders for newlyweds and divorced spouses, and outlines military tax exemptions with guidance to consult IRS publications and the IRS site.
Tax sheltered saves grow tax-free until withdrawal. 2002 expands limits. Traditional IRAs up to 2000, rollovers shelter from pensions, Roth IRAs offer tax free growth after conversion. 401(k) up to 10500, 403(b) for nonprofits, 457 for state workers. Keoghs for sole proprietors, SEP IRAs up to 25000, SIMPLE plans up to 6500 for small firms.
The article outlines asset allocation as a key strategy to prevent savings from being tied to a single investment and to reduce portfolio risk. It lists several websites offering explanations and tips, including Asset-Analysis.com Investitol.com InvestorGuide.com Oppenheimer Funds, with details on concepts and practical examples.
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