Seven ways to ensure retirement plans pass to the right people
Guidance from attorneys on naming beneficiaries for retirement plans and IRAs. Don’t leave blank forms, name primary and contingent heirs, review every few years, and consider living trusts for inheritance. IRS rules affect how beneficiary transfers and tax deferrals can move between recipients.
MENTIONED IN THIS ARTICLE
Plor
Natalie Choate
Boston
Bingham Dana
Seymour Goldberg
Goldberg
Martin Nissenbaum
Retirement Fanning
Money and emotion shaping spending and security
Senior psychologist Mark Held discusses how money carries emotion beyond numbers. He notes money symbolizes power in relationships, triggers compulsive spending, and serves as security, with parental attitudes shaping Boomers and Gen X approaches. A day trader suicide in Atlanta underscores risks of speculation.
MENTIONED IN THIS ARTICLE
Mark Held
Denver
Held
Treasury
Atlanta
Eld
Avoid a Confusing Cycle When Buying a Washing Machine
Sidewalk's guide urges planning for a major purchase and weighing front loader versus top loader. Consider rebates, financing, and budget, then compare brands and models, check specs, and beware extra warranties.
MENTIONED IN THIS ARTICLE
Sidewalk
Uutility
Cruise Industry Sees 9 Percent Rise in North American Vacations
Cruise Lines International Association forecasts a 9 percent increase in North American cruisers this year after a record 5.9 million travelers last year. Industry officials cite improving value and affordability as key drivers of demand.
MENTIONED IN THIS ARTICLE
Cruise Lines International Assay
Business Bits on CLIA and Cruise Demographics
James G. Godsman, CLIA president, notes that improving perception helps draw a wide age range to cruises. He cites the average seasoned cruiser at 50 and the typical first-timer at 46, with attraction to popular cruise locations.
MENTIONED IN THIS ARTICLE
James G. Godsman
CLIA
Ise
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Paty
Jane Bryant Quinn
Mark WoLr
Howard News Service
Ienwige Photo IL
Cruise
Dilbert
Engineering
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