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Lawrence Journal World in Lawrence, Kansas

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This newspaper page contains 4 articles. Subscribers can read the full text of each article.

Newspaper

Lawrence Journal World

Location

Lawrence, Kansas, United States of America

Date

Jul 17, 2005

Page

19

Curbing 401(k) Costs and Boosting Employee Savings

Finance experts urge vigilance as 401(k) plans face top-heavy rules and rising costs. Employers may use safe harbor contributions near 4 percent, while employees should contribute and seek Roth options. Tax advantages and proper fund choices drive long term growth amid complex fee structures.

Marathas Fincalc.com CPA Coleman

Automatic enrollment and IRAs rise as retirement saver options

The piece explains automatic enrollment as a way to boost 401k participation among young workers, with step up increases and lifestyle funds. It compares 401k to IRA paths, cites IRS limits for 2005, and notes the savers credit’s limited reach due to low income thresholds, outlining eligibility and tax implications.

Industry Congress Lori Lucas Consultant Hewitt Associates Lincolnshire Ill Peter Marathas Boston Mintz, Levin, Cohn, Ferris, Glovsky and Popeo Lucas Internal Revenue Service IRS Irs.gov Bo Harmon Brookings Institution

Tax planning for 401k and capital gains in retirement

A discussion explains how dividends and long term capital gains are taxed. It uses examples with 401k withdrawals and taxable funds to illustrate tax implications and the impact of future tax brackets on retirement income. It cautions about possible tax rate changes and suggests timing withdrawals to minimize tax.

Feds settle with Columbia House over do-not-call violations

The FTC announced Columbia House will pay 300000 to settle allegations it violated the federal do-not-call list by contacting tens of thousands of former members and existing customers who had asked not to be called. The company did not admit wrongdoing.

Columbia House Co Federal Trade Commission FTC Columbia House North America Federal Communications Commission Atlantic City FCC Communications Agency At&t Corp Primus Telecommunications Group Inc Arizona

Also Mentioned on This Page

Scott Coleman KRD Financial Schaumburg Mintz, Levin, Cohn, Ferris, Glovsky and Popco Doug Griswold San Jose Mercury News Harmon Www Ljworld.com Aca Feds Caroline E. Mayer The Washington Post
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