24 Jan 1992
Page 1
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Newspaper
Lawrence Journal World
Location
Lawrence, Kansas, United States of America
Date
Jan 24, 1992
Page
1
A homeowner seeks to refinance at lower rates to reduce debts and improve finances but faces bank scrutiny. The lender cites raised income standards and high overall debt, denying the loan despite the couple's spotless payment history and temporary income dip. The scene underscores banking conservatism and the line between borrower improvement and risk.
A reader seeks guidance on mortgage size and cash flow. Robert Bruss advises keeping cash tied up, warns retirees about high rates, and suggests running numbers before selling to buy a smaller home. Consider selling costs and possible benefits of staying put.
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