Debating who should pay for a college education
Readers across the country respond to a column on student loan debt, arguing over parental responsibility and student sacrifice. Some insist college costs are a personal choice and deserve thrift not debt, while others defend parental funding as a household decision.
MENTIONED IN THIS ARTICLE
Abercrombie & Fitch
Mexico
Higher Education Project
Fran
Boulder
Colo
Changing bill due dates to ease cash flow tips
A guide to arranging due dates for credit cards loans and utilities to align with paychecks. It highlights calendars budgeting two to three months and using customer service to move dates though mortgage and meter-based bills may be limited.
MENTIONED IN THIS ARTICLE
Joanne Whittlesey
Consumer Credit Counseling Service
Advice on determining life insurance needs before buying
Experts from the Financial Planning Association in Denver outline three key questions: do you need life insurance, how much coverage is appropriate, and which types to buy. They stress protecting dependents and business partners, estimating coverage as 4 to 10 times income, and considering term or cash-value policies with various premium structures. They warn about government benefits for disabled beneficiaries, and note that estate tax repeal may face future changes. For more information contact FPAA at 800-322-4237 or fpanet.org.
MENTIONED IN THIS ARTICLE
Financial Planning Assn
Denver
Fpanet.org
Roth IRA Web Guides Offer Online Help Now
The World Wide Web hosts several Roth IRA guides to aid setup and planning. Fairmark provides essentials to account setup while Quicken offers an online retirement planner. Rothira com, Roth IRA Advisor, and Roth IRA Incorporated cover details guidelines benefits and potential drawbacks.
MENTIONED IN THIS ARTICLE
Fairmark
Fairmark.com
Rothira
Quicken.com
RIRA
Roth Ira Advisor
Rothira-Advisor
Roth Ira
Roth Ira Incorporated
Rothirainc.com
Also Mentioned on This Page
the Color of Money
Michelle Singletary
Singletarym
Washpost
Capital One
Mary Beth Navarro
First Union
Wachovia
Bank of America
Paul Ramos
Tampa Bay
Fla
Verizon
By Chuck Myers
Knight Ridder News Service
Rothira .Com