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Newspaper
Independent
Location
Long Beach, California, United States of America
Date
Sep 14, 1976
Page
12
Explore practical ways to cut costs and grow savings with a car pool, meal budgeting, windfall use, tax refunds, and automatic transfers. Learn to time vacations after peak periods, avoid crowds, and consider handmade gifts to reduce holiday spending while boosting financial security.
A compact guide to saving money with practical steps. Stop costly habits to curb expenses and boost savings. Save by redirecting raises, tucking away loose change, and continuing payments into a family savings fund for occasions like birthdays and vacations.
Financial experts advise two months pay saved in safe highly reachable funds that earn interest. A UCB Regular Savings Account offers 5 percent annual interest compounded daily with no minimum deposit and no withdrawal charges. Automatic deposits from your UCB checking are available.
Federal law restricts early withdrawal of time deposits a three month interest forfeiture applies. Withdrawals reduce interest to the passbook rate and rates may change without notice.
The note insists there are simple, practical tips that really work to grow savings. It urges readers to try the tips and mentions 260 branches as a good place to keep savings, with a straightforward, direct tone from UCB.
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