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This newspaper page contains 3 articles. Subscribers can read the full text of each article.
Newspaper
Independent
Location
Long Beach, California, United States of America
Date
Jan 23, 1975
Page
15
A guide explains how Social Security monthly benefits depend on lifetime earnings and not advice from friends. It notes that workers can retire at 62 with 80 percent of the likely benefit, explains spousal benefits and the impact of a wife’s own earnings, and encourages using official booklets to calculate exact figures.
A reader from Osseo Minnesota asks about collecting Social Security at 65. The adviser explains benefits depend on which is larger. If one half of the husband's benefit is bigger than the wife's current amount, the wife's benefits are adjusted to equal half of his. If the wife survives him and delays filing until 65, she will receive his full amount.
A 1975 discussion explains how lifetime Social Security contributions differ from taxes paid and the impact of early retirement on benefits. It notes self employed rates, widow benefits at age 60, and a Minnesota couple’s idea to credit wife earnings to the husband’s account, while cautioning it would require Congressional action.
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