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Mortgage Dilemma for Elder Couple Sparks Advice
A 41 year old and her 81 year old husband face a 20 year FHA mortgage with 8,000 savings. Experts say paying an extra 85,000 won’t reduce monthly payments. it trims only principal and builds equity, which may be illiquid. Refinancing could cost more and savings should be split between an emergency fund and growth, with future refinance possible in five years to lower payments.
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Empire Equity Envirodyne
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Maluel Funds
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