Independent in Long Beach, California

Federal retiree Cardwell says double-dipping critique mixed with reform hopes

James B Cardwell, 55, retiring as head of the Social Security Commission after a 25 year career, plans to join the Corporation for Public Broadcasting with a $53 200 annual salary. He says the federal system lacks a method to separate true low earners from windfalls and favors integration of federal pensions with Social Security while opposing broad universal coverage. Cardwell notes 44 percent of retired federal workers collect benefits from both programs and argues for a designed washout of windfalls without harming pension rights. He questions the current eligibility rules allowing retirement at 55 after 30 years and reflects on his own long service and plans.