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Newspaper
High Point Enterprise
Location
High Point, North Carolina, United States of America
Date
Sep 25, 1938
Page
18
The Land Planning Section of the Federal Housing Administration contrasts older subdivision methods with newer, more marketable designs. Readily attractive, well shaped and oriented lots improve appeal and resale value, reflecting rising adoption by developers nationwide.
Painting is a key maintenance and aesthetic step in home building. Exterior woodwork needs at least three coats. wood shingler or half timber may use two coats of stain or penetrating oil. Masonry walls require two coats of paint and proper primers. Interior woodwork should have two to three coats. kitchens and baths benefit from high gloss enamel.
More than 4 600 banks savings and loan associations finance companies and other lending institutions across 48 states plus District of Columbia Hawaii and Alaska hold FHA contracts to insure property improvement loans. Borrowers may obtain up to ten thousand dollars for repairs alterations and improvements to their properties.
FHA announces a Property Improvement Credit Plan for farms allowing three to five year private loans up to 2500 dollars for repairs and renovations and up to seven years for new farm buildings. The list includes painting carpentry plumbing water supply heating electrical masonry and more with expansions to new buildings such as houses barns and storage sheds.
August saw 42 230 insured notes valued at 20 471 304 reflecting FHA backed loans by private lenders across all states D C Hawaii and Alaska. Cumulative insured notes since February reach 183 006 totaling 88 402 499 with repairs alterations and modernization the major use in 10 states. The Ready for Winter program expands nationwide to spur more property improvements with cooperation from banks dealers and builders.
FHA Property Improvement Credit Plan loans may include architectural and engineering expenses as part of alterations and improvements. Fire insurance and taxes arising from the work are not considered job costs.
The FHA evaluates weather resistance material integrity and drainage, wall and floor construction, insulation, storm doors, fire resistance, and decay or corrosion risks. Inspectors check roof pitch, drainage, flashing, gutters, wall materials, expansion, insulation, weatherproofing, and moisture barriers to rate a dwelling’s ability to withstand elements.
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