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Newspaper
High Point Enterprise
Location
High Point, North Carolina, United States of America
Date
Oct 17, 1937
Page
16
The Federal Reserve Board inaugurates mortgage as acceptable bank collateral under Regulation A. It emphasizes competent independent appraisal for loan actions and sets standards for first liens on improved real estate including farms and commercial properties. Loans may reach 59 percent of appraised value, with amortization rules up to ten years.
The Federal Housing Administration Technical Division in Washington reviewed over three hundred construction methods. Howard P. Vermilya, director, says 57 methods received general or favorable rulings, while some were ruled entirely unsuitable. Some sponsors failed to ensure proper use or market scope, prompting limited or no ruling.
Washington D C The little man and his problem of finding a livable home at an affordable price is drawing greater focus from the nation s builders as they recognize large potential sales by catering to the needs of small income buyers.
The text outlines appraisal requirements for real estate loans by member banks, including independent appraisers or bank staff, and details the need to disclose use, income, and market desires. It notes low nonfarm family incomes and the challenge of housing costs, highlighting market constraints faced by lenders.
The new home of CC M Meadows on Homestead Avenue is shown with materials from Hedgecock Lumber Beeson Hardware and Davis Electric. C M Phillips served as contractor. Photographed by Smiths Studio.
Washington reports universities plan broader housing instruction, adding courses in mortgage lending investments risk measurement home financing real estate and mortgage financing. They will also study land economies land use city growth and the technical design of residential construction.
A five room house is usually more economical on two stories if no cellar exists, while a two story with a cellar is cheaper. For brick walls, point joints with a Portland cement sand mix and apply Portland cement paint. Storm vestibules save heat when properly arranged, and concrete driveways can be laid in winter with proper warming of ingredients and conditions.
The city issued building permits totaling 16510 last week led by two new homes. J P Bolt and T V Long each received permits for brick veneer residences costing about 5000 dollars, with Coltrane and Taplin named contractors. Repairs and non residential work at 1927 Williams, 4th Street, and 1648 English Street added further 5000 dollars in value.
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