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Newspaper
High Point Enterprise
Location
High Point, North Carolina, United States of America
Date
Apr 21, 1940
Page
8
B F Johnson explains how local Building Loan Groups assist residents in obtaining homes through savings and homeownership efforts. The column discusses community interest, the role of the U S Housing Authority, and the debate surrounding slum clearance and housing policy.
This piece argues for affordable housing and supports Building and Loan associations as the path to home ownership. It notes U S H A questions, praises local lenders, and recalls the historical role of savings and loan cooperatives in expanding home ownership. It ends with the motto The American home, the safeguard of American liberties.
The Federal Housing Administration projects 1940 residential construction may reach or exceed 1939 nonfarm dwelling starts by up to 15 percent. Preliminary figures show 465,000 units last year, with favorable factors including stable costs, cheap financing, steady rents, and ongoing housing shortages amid active markets.
The FHA Land Planning Division encourages new homeowners to plan lawn and shrub projects with topsoil preservation, light fertilizer, and possible clover seeding. It advises budgeting for a sizeable shade tree, selecting value-adding varieties, and planting shrubs three feet apart to frame the house. Fruit trees in backyards are suggested for early shade and fruit, while cost notes reference 1940 program considerations and insulation efficiency.
FHA officials say use of stock house plans is not banned for low income families building small homes under the agency program. While architect designed houses are often more individual, many families cannot afford an architect and can obtain good stock plans from builders, dealers, and libraries of tested designs. National magazines also publish affordable plan booklets.
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